Travel Insurance

Why Do I Need Travel Insurance?

  • Because You Don’t Want to Lose All Your Money if You Have to Cancel Your Trip
    • Even the best-planned trips sometimes have to be canceled. But many travel providers—such as tour operators, cruise lines and airlines—offer minimal or no refunds for last-minute cancellations.
  • Because Accidents Can—And Do—Happen While Traveling
    • Healthy travelers often think they don’t need emergency medical insurance. The truth is no one’s immune from illness and injury.
  • Because Your Health Insurance Probably Won’t Work Overseas
    • If you get seriously sick or hurt in another country, don’t expect your health insurance card to help. “Many foreign medical facilities and providers require cash payment up front and do not accept U.S. insurance plans.
  • Because Medical Evacuations Can Be Really Expensive
    • If you get seriously sick or badly hurt while traveling overseas, and you need to be taken via helicopter to the nearest high-quality hospital, the cost can be enormous. In some parts of the world, a medical evacuation can potentially cost six figures—and that doesn’t even include the expense of getting you home again.
  • Because Tavel Delays are Inevitable
    • That’s why you need travel insurance with travel delay benefits, which can reimburse you for additional accommodation, meals or travel expenses and lost prepaid expenses due to a covered departure delay. You’ll be much happier if you have insurance that can reimburse you for your airport lunch or an unexpected extra night in the hotel.
  • Because a Missing Bag Can Ruin Your Trip
    • In a recent survey, more than half of travelers said an airline had lost their luggage in the past. Just 34% of them ever got their missing bags back, and 72% said they’d lost an irreplaceable item
  • Because Sometimes, Even Expert Travelers Need a Little Help
    • One of the best reasons to buy travel insurance is the peace of mind you get from knowing help’s just a phone call away. When you face a crisis while traveling—a medical emergency, a lost passport, a stolen wallet, a natural disaster, etc.—you can always contact 24-hour assistance. Our U.S.-based team of travel experts will do everything in their power to take care of you and help make things right.